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日本高清不卡码无码视频-2019: 5 most and least expensive pickups to insure


lutuber老司机-Last updated: Oct. 9, 2019

    神州斯斯cc18tv手机版-By , Insure.com

    Pickup trucks continue to be the most popular vehicle to buy nationwide and there is a wide a variety of choices, from the basic one you could use around a farm to a decked-out luxury one that is good for commuting or a night out on the town with your special someone.

    While trucks are big in size, it doesn’t mean their insurance premiums have to be.  We ran the numbers and many trucks are cheaper to insure than sedans. The annual average nationwide for trucks in 2019 was $1,662 compared to the average for cars at $2,072. That comes to a 20% savings for trucks over cars.

    Of course, the fancier and more decked out the truck is the more its insurance costs will be. The most expensive pickup trucks in our study are 11% more expensive than the national average for cars and an astounding 69% more expensive than the cheapest truck in our study.

    Pickups with lower premiums are typically smaller, basic models with modest sticker prices. They aren’t as powerful or as tricked out as the trucks that top the expensive list.

    Car insurance companies determine full coverage rates for vehicles by looking at a variety of factors, including cost to repair and replace parts, claim histories of the model and the location where it’s garaged, to name a few.

    Trucks tend to run cheaper than cars due to a variety of reasons including:

    • Trucks are favored in rural areas, which tend to have a lower frequency of accidents. That’s one reason why trucks, overall, may  have less accidents and claims than sedans that are mostly in-town vehicles.
    • Truck repairs can be cheaper. The bed of the truck is sheet metal that is easy and cost-effective to repair.
    • Trucks are more likely to protect the occupants and absorb a crash impact than a car. This brings down the collision coverage costs, but may also stoke the liability costs as a bigger vehicle can do more damage to others.
    • Base models don’t come with bells and whistles that base model sedans may carry. So, these models have lower insurance premiums since there are not lots of pricey high-tech parts and features that jack up repair costs.

    Read on to find out the top five cheapest and most expensive pickup trucks to insure in 2019.

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